Retirement Drawdown Calculator
Test the resilience of your portfolio against different withdrawal rates and market conditions.
Portfolio Lasts For
Initial Withdrawal Rate
Warning: Exceeds the 4% rule of thumb. High risk of depletion.
The Trinity Study & The 4% Rule
The 4% rule suggests you can safely withdraw 4% of your portfolio's initial value, adjusted for inflation each year, with a high probability it will last 30 years. However, high inflation and low bond yields mean many modern planners suggest a 3.3% to 3.5% safe withdrawal rate (SWR) for UK investors.